15 tips to cut the cost of car insurance
Some or all of these tips to save money on your block pemium
Your car insurance can take up a large part of the budget driving costs, but it must not be so. Here are 15 tips to help you make your annual premiums are down.
1. Shop Around
Association of British Insurers (ABI) expects only to save as much as one third of the annual premium by shopping. So just do not accept the renewal quote myself every year.
2. Limit the number of people allowed to drive the car
More people covered by a policy, and it is likely to cost. Young drivers are particularly expensive to insure, so make sure you get it when they take their children to stop their policy, recalls.
3. A high additional requirement
Most insurance companies charge an excess (the amount you claim to have paid for repairs, included). Are you ready to rise, you can get a lower premium.
4. Do not use your car for work use
Insurance, the only cover "social, national and pleasure" are usually cheaper.
5. Do you agree miles cap
This is a discount just because the cars on the road are earning less often less likely to involved in an accident. AA Insurance believes that a 12,000-mile annual limit accept to earn 5 to 10 percent discount. A 5,000-mile cap can earn even more. It is for families with more than one vehicle is particularly useful.
6. Avoid Realtor commission
Straight through intermediaries, the claim to buy that 30 percent of the cost of insurance to increase.
7. Buy through Internet
Many insurance companies for online transactions offer an automatic discount of 5 percent.
8. consider downsizing
Cars, the insurance are worth less, are smaller engines for the band selected, which means that they attract lower premium.
9. Keep your car garaged
can keep in a garage or on a drive on the road in the car instead of your premium take place between 5 and 10 percent.
10. Ask for an introductory discount
You can prepare for this, also be considered, but if you have a company car driven no no claims bonus - no claims bonus on your policy - or by car from someone else. Some insurance companies simply because they want your custom offer a discount. And if you have a no claims bonus, you say it.
11. ways to protect your no claims bonus, you're looking for
Put some guidelines, without it affecting your no claims bonus in the circumstances to allow a claim. Find a small premium but pay in the long run it can save you a fortune.
12. A black box, fitted to your car
It is a device that monitors the insurance company, so careful driving can be rewarded, which specifies how the car is driven. They also limit what time of day you can drive to agree curfew. Especially for young drivers it works well.
13. Improve your driving skills
A Pass Plus driving test or equivalent qualification, you can reduce the cost of your premium.
14. Do not assume that the liability insurance
Liability insurance statutory minimum, other people's property and no compensation for the cost of coverage you verletzungen. nicht from damage.
15. Do not pay by direct debit
Pay your insurance in monthly installments - but also of an annual lump sum - it seems more manageable. But in the long run it will cost more to get 25 to 10 percent.
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